When taking Economics and Finance courses in my undergraduate studies, I began shaping a better understanding of personal finances.  In these courses, I learned about topics such as APRs and EARs, fiscal responsibility, and deficit spending.  Applying this to my personal financial situation, I knew that I wanted to always be responsible with my spending while also being willing to spend money to make useful purchases in advance or purchase/spend on necessities, such as education/school. 

Part of the personal finance equation is bargain hunting–i.e. looking for good deals at a lower than expected price.  Numerous students bargain hunt.  Graduate students typically bargain hunt.  I bargain hunt.  Some of my peers bargain hunt.  The desire to bargain hunt is both practical and satisfying.  By finding nicely priced goods and services, I can spend less and save money.  At the same time, I can put my critical thinking skills to use and see just how well I can do with bargain hunting.  A recent find was an all-in-one printer/scanner/copier/fax machine at a regular store price of $90 and MSRP as high as $110 to $120, for the outstanding clearance price of $45!  I purchased the second-last one in the store for myself and then went back and got the last one for my uncle’s family after I told my uncle about it.    

What are some of the good bargains you have found?  On what are you willing to deficit spend?